الهيئة العامة للرقابة المالية

Total Financing from FRA-Supervised Entities Reached EGP 954.2 Billion for First Nine Months of 2025 – Wednesday 26 November 2025 

FRA’s reports revealed that total funding allocated through capital market and non-bank financial activities reached EGP 954.2 billion during the period from January to September 2025, as follows:

• EGP 497.5 billion Stock Issuances
• EGP 70.3 billion other issuances
• EGP 122.2 billion Financial leasing contracts
• EGP 76.9 billion funding provided for MSMEs
• EGP 66 billion consumer finance
• EGP 91.9 billion factoring activity
• EGP 29.4 billion real estate finance

EGP 3.9 trillion is the value of movable assets registered at Egyptian Collaterals Registry by the end of September 2025.

MSME finance balances reached EGP 92 billion

Insurance premiums had amassed a total of EGP 87.5 billion by the end of September 2025.

Compensations paid by the insurance sector reached EGP 46.8 billion during the same period.

Private insurance funds’ Investments reached EGP 22.9 billion by the end of September 2025.

The latest reports issued by the Financial Regulatory Authority during the period from January to September 2025 regarding the insurance sector showed that the total value of insurance premiums amounted to EGP 87.5 billion.

Property and liability insurance premiums amounted to EGP 49.1 billion and premiums of life insurance amounted to EGP 38.4 billion by the end of September 2025.

Moreover, compensations value reached EGP 46.8 billion, distributed as follows: compensations of property insurance amounted to 22.4 billion and compensations of life insurance reached EGP 24.4 billion.

It is worth mentioning that :

Property and liability insurance safeguards physical belongings, like houses, cars, businesses, and other valuables, from damage or loss caused by events like fire, theft or natural disasters.

• Personal insurance and wealth formation encompass various types of insurance, including life insurance, death insurance, accident insurance and other forms of coverage

FRA Chairman Honors Working Group for Developing Egyptian Auditing Standards – Tuesday 25 November 2025

• The working team’s efforts culminated in the first update of the Egyptian Auditing Standards in 17 years.

Dr. Mohamed Farid – FRA Chairman:

• The standards were developed through integrated collective work, bringing together specialists and experts driven by a high sense of national responsibility.
• The Authority always relies on distinguished national competencies to achieve the desired development in various fields of financial supervision.

Dr. Mohamed Farid, FRA Chairman honored the working group responsible for developing the Egyptian Auditing Standards. This took place during the “Y-CHAMPIONS” awards ceremony for non-banking financial literacy and anti-fraud efforts, held at FRA’s headquarters in Smart Village, which also celebrated certified financial trainers In Youth Clubs and Youth Development Centers. Dr. Farid extended special thanks and high appreciation to Mr. Mohamed Yehia, Advisor to FRA Chairman for Financial Reporting Quality and Auditing Standards, for leading the Authority’s team that undertook the critical task of studying and preparing the updated version of the standards.

The issuance of the updated Egyptian Auditing Standards approved by Prime Minister Dr. Mostafa Madbouly’s Decree No. 3725 of 2025, marks the first update in 17 years. The new standards are designed to align with the fundamental changes introduced in international auditing and financial examination guidelines. This update aims to close the professional and regulatory gap between the previous Egyptian standards and their international counterparts. Furthermore, the revised standards will significantly enhance the transparency and reliability of financial statements issued by Egyptian companies, thereby supporting the national economy’s increasing integration with global markets and the growth of cross-border financial and investment activities.

Dr. Farid expressed his profound appreciation and gratitude to the Auditing Standards development-working group. He affirmed that their extensive efforts represent an exemplary model of institutional work, grounded in knowledge, discipline and precision. He further explained that the team’s professional and academic contributions in updating and developing the standards are a pivotal step that will bolster the quality of auditing and oversight, support the credibility of financial reports in the Egyptian market, and ultimately positively impact investor protection and the stability of non-banking financial activities.

Dr. Farid affirmed that the process of developing the Auditing Standards was the result of integrated collective work, bringing together specialists and experts with a high spirit of national responsibility. He commended their professionalism and commitment to align the Egyptian standards with international best practices while carefully considering the specifics of the local economic environment. He stressed that this achievement will remain a landmark in the development of Egypt’s regulatory and accounting infrastructure, valuing every effort that contributed to its drafting, review or support.

Dr. Farid stated that the Authority believes in the pivotal role of Auditing Standards in boosting confidence in corporate financial data. This is achieved by ensuring adherence to the highest degrees of objectivity, independency and accuracy which enables all stakeholders to make decisions based on reliable financial information. He noted that the issuance of the updated standards is a continuation of Egypt and FRA’s efforts to develop the regulatory and professional system, achieving integration between accounting and auditing standards. This consolidation reinforces the foundations of transparency and accountability, enhancing the capacity of both state institutions and the private sector to meet economic challenges and achieve sustainable development.

FRA Chairman concluded his address by expressing pride in the team for their dedication and professionalism, emphasizing that the Authority always relies on distinguished national competencies to achieve desired development across all areas of financial supervision. He extended his greetings and appreciation for their efforts, which contribute to raising the efficiency and quality of the auditing profession and boost investor confidence in the Egyptian market. Finally, he called upon the team to continue working with the same team spirit and determination to achieve further accomplishments in the future.

FRA Chairman and Minister of Youth and Sports Witness Y-Champions Awards Ceremony – Tuesday 25 November 2025

• The competition is designed to mobilize active youth participation in producing engaging financial awareness content across social media platforms.
• This initiative is consistent with the goals of the National Financial Literacy Strategy (2022-2026).

Dr. Mohamed Farid – FRA Chairman:

• Boosting financial literacy among young people is deemed a national imperative for fostering Egypt’s development.
• FRA has taken concrete steps, including allowing youth aged 15 and up to invest in the stock market and integrating financial education into primary school curricula.
• The Authority is preparing youth-specific awareness content and educational products, including the “Iinvest” initiative.

Dr. Ashraf Sobhy – Minister of Youth and Sports:

• The non-banking financial literacy e-competition generated innovative content from youth on countering financial fraud.
• The implementation of 7 Certified Financial Trainer’ courses in youth clubs and youth development centers benefited 2,914 young men and women, with the participation of 31 trainers.

Dr. Mohamed Farid, FRA Chairman and Dr. Ashraf Sobhy, Minister of Youth and Sports, witnessed the Y-Champions competition awards ceremony. The event, held at FRA headquarters, celebrated youth champions of non-banking financial literacy and anti-fraud, and honored the certified financial trainers from youth clubs and youth development centers.

The competition is designed to mobilize young creators to produce engaging financial awareness content across social media platforms. Through this challenge, it seeks to promote a culture of safe and informed engagement with non-banking financial activities, raise awareness of financial fraud risks and prevention strategies, and ultimately incentivize outstanding creative participants with symbolic prizes.

The organization of the competition aligns with the National Financial Literacy Strategy (2022-2026). This strategy is led by FRA’s Central Department for Awareness and Financial Literacy, in partnership with the Ministry of Youth and Sports’ Central Department for Youth Empowerment, ensuring financial literacy reaches various segments of society, particularly youth.

During the ceremony, FRA Chairman and  Minister of Youth and Sports personally selected and honored three winners of the Y-Champions competition.

Dr. Mohamed Farid, FRA Chairman stressed that enhanced financial literacy for youth is essential for national progress. He emphasized that Egypt’s youth represent a vital, vast resource that must be actively empowered and equipped to navigate economic opportunities and challenges.

He added that building a financially conscious generation capable of making sound financial decisions requires the cooperation of all entities, led by the Ministry of Youth and Sports. This effort operates within the framework of Egypt’s strategy that supports and calls for financial awareness and literacy all under the patronage of His Excellency President Abdel Fattah El-Sisi.

In executing state directives, FRA has taken proactive steps to engage youth. These include lowering the minimum age for stock market investment to 15 and introducing financial education into primary school curricula. Additionally, the Authority launched the “I invest” platform, utilizing modern language to keep pace with rapid technological development and effectively engage young people.

Dr. Farid added that the Authority was keen to take practical steps to support youth participation in the capital market by permitting trading for those aged 15, which enhances their investment experience and skills at an early age. FRA is also preparing tailored awareness content and educational products for youth, including the “I invest” platform and several other digital initiatives published across the Authority’s various platforms to ensure financial knowledge reaches them in a simple and engaging manner.

He pointed to the fruitful and constructive cooperation between the Authority and the Ministry of Youth, established through a signed protocol. This protocol aims to spread non-banking financial awareness among youth, which has successfully resulted in the implementation of the Certified Financial Awareness Trainer (CFAT) program and the graduation of several batches.

In his speech, Dr. Ashraf Sobhy, Minister of Youth and Sports, extended his sincere thanks and appreciation to FRA for this fruitful collaboration and valued strategic partnership. He noted that this partnership is clearly embodied today in this important ceremony gathered to honor a selection of outstanding and aware youth.

Minister of Youth and Sports added that the collaborative relationship between the Ministry and FRA has been marked by extended and continuous success since 2022, with the positive results increasing year after year.

Dr. Sobhy affirmed the Ministry’s full commitment to implement the directives of His Excellency the President. These directives promote the Presidential Initiative for training youth in non-banking financial activities and services, aiming to help them gain the necessary scientific, practical, administrative, technical and educational experience in this field.

Minister of Youth continued by stating that seven ‘Certified Financial Trainer’ (ToT) courses were executed at youth clubs and youth development centers. Thanks to these distinguished young trainers including the graduates of the sixth batch from Upper Egypt and the seventh batch from the Senate Simulation Model who are being honored today. He added that Financial Literacy Clubs have been launched across youth clubs and youth development centers all over Egypt. These clubs align with the Ministry’s strategy to transform youth centers into community service hubs, meeting the needs of youth for qualification and empowerment programs while increasing their awareness.

Dr. Mohamed Abdel Aziz, Assistant to FRA  Chairman affirmed that the Y-Champions competition is an inspiring model of what Egyptian youth can achieve when provided with opportunity and a supportive platform. He explained that FRA views this initiative as an extension of its ongoing efforts to build a financially aware generation capable of making sound decisions in the capital market and non-banking financial services sector. He added that the partnership with the Ministry of Youth and Sports was a cornerstone of this edition’s success, stressing that the ideas and creativity demonstrated by participants reflect the high level of awareness and ambition of Egypt’s youth, thereby reinforcing the Authority’s confidence in investing in young minds as the cornerstone of sustainable development.

As part of the productive and effective cooperation, FRA previously signed a cooperation protocol with the Ministry of Youth and Sports concerning the optimal utilization and monitoring of funding provided by companies and entities for Small, Medium, and Micro-Enterprises (SMMEs). The signing ceremony also featured the launch of the first Financial Literacy Club at youth clubs and youth development centers and the launch of FRA’s social media platform “I invest.” This digital presence is part of the Authority’s broader initiative to spread financial literacy across all segments of society, enabling them to use non-banking financial services to meet their future goals.