الهيئة العامة للرقابة المالية

FRA Chairman Spotlights Title Insurance in ‘FRA TV’ Program Launch – Thursday 15 January 2026

Dr. Mohamed Farid:

• An insurance company has already moved into the activation phase, issuing title insurance policy to real estate developers.
• Title Insurance provides both local and foreign investors with essential legal security, the policy serves as a cornerstone for Egypt’s national “Real Estate Export” strategy.
• The policy was drafted to align with international reinsurance requirements.
• Title insurance policy addresses a critical structural gap in the Egyptian market.
• The introduction of title insurance significantly bolsters the competitiveness of Egyptian real estate in the eyes of international investors.
• Title insurance is fundamentally distinct from traditional property insurance.
• Beyond insuring buildings, the Authority’s mandate is to safeguard market trust and long-term investment stability.
• Our objective is to protect investors from total loss resulting from a hidden dispute.
• More than a slogan, “Insure first so you don’t start over” is a core philosophy dedicated to protecting wealth.

Dr. Mohammed Farid, FRA Chairman appeared as a distinguished guest on the inaugural episode of “FRA TV” – the latest media initiative by FRA’s Media Center. The interview detailed the “Title Insurance Policy,” highlighting its economic significance and its role in achieving national objectives for the “Real Estate Export” strategy.

During the interview, conducted by Mohamed Ayyad, Media Advisor to Chairman, Dr. Farid explained that a ‘Title Deed’ serves as the primary proof of asset ownership. For production lines, ownership is verified through invoices recorded in financial statements, while intangible assets like ‘goodwill’ are documented within corporate financial records. Vehicles are proven via official licenses, whereas real estate ownership is established through registration with the Real Estate Registry or the New Urban Communities Authority (NUCA).

He stated that the Authority carefully studied international markets to determine how to provide 100% certainty to both local and foreign investors. The goal is to ensure they face no ownership disputes after purchase, especially since real estate in Egypt is often bought over long periods or involves significant time gaps between initial payments and final delivery.

Dr. Farid added that foreign investors frequently inquire whether a property is registered in public records. Since many Egyptian properties are registered in private developer ledgers, this policy addresses the critical question: What happens if a subsequent ownership dispute arises that was not apparent at the time of issuance? He emphasized that the policy reassures buyers that insurance companies will compensate them if a dispute leads to the loss of the property, while stressing that investors must read all terms and conditions carefully.

Dr. Farid confirmed that the Authority’s global research revealed that title insurance is not limited to properties in the Real Estate Registry. It extends to unregistered properties, provided that insurance companies conduct exhaustive due diligence on land allocation decrees and ownership chains to ensure no genuine disputes exist.

He noted that this policy is a “game-changer” for foreign buyers. Developers can now use it to attract investors by guaranteeing their money is safe from hidden legal problems or ownership disputes.

Dr. Farid explained that FRA’s role was to design a framework that meets the standards of international reinsurers first, followed by local insurers. This approach is vital because insurance companies do not hold the entire risk on their own balance sheets; instead, they distribute the risk through reinsurance.

He noted that the policy was drafted in full compliance with Egyptian law. He also revealed that a local insurance provider has already begun issuing the policy to developers seeking to offer enhanced security to foreign and international investors.

Regarding different types of insurance, Dr. Farid explained that standard home insurance targets “physical assets” against risks such as fire, theft, or water damage that might destroy electronic equipment, or even coverage against building collapse. He emphasized that the Authority always advises citizens not to bear “life’s shocks” alone, but rather to utilize the protection offered by insurance companies.

He added that “Title Insurance” is entirely different; it is not related to the building’s physical collapse or fire, but rather to the emergence of an “ownership dispute” that was unknown to the developer or buyer before the purchase. In such cases, standard property policies do not provide coverage for these specific risks. Title insurance, however, provides the compensation necessary to face these risks, ensuring the investor does not “start from zero”—applying the Authority’s campaign slogan: “Insure first, so you don’t start over.”

FRA Chairman emphasized that this policy is central to the Authority’s goal of achieving “Financial, Investment, and Insurance Democracy.” He noted that FRA has successfully digitized customer access through gold funds and equity investment funds, enabling young individuals to benefit from economic growth with small capital. This ecosystem was further expanded by launching Real Estate Investment Funds (REITs) and “Fractional Property Investment,” with the number of applications reaching over 17 funds.

He continued: “Title Insurance policy complements this system, reassuring investors in these funds that there is protection covering risks related to property ownership disputes.”

Dr. Farid concluded by explaining that Title Insurance policy addresses the realities of the Egyptian market, which includes units not registered in the Real Estate Registry. This is conditional upon the insurance company conducting a comprehensive technical study prior to issuance to ensure the stability of investments for both citizens and investors alike.

To watch the full episode, please visit the following link: https://www.youtube.com/watch?v=hk_WNkBLM10&feature=youtu.be

Dr. Farid Congratulates Counselor Hisham Badawy on his Election as Speaker of Egypt’s House of Representatives – Wednesday 14 January 2026

Dr. Mohamed Farid, FRA Chairman on behalf of the Authority’s Board and employees, congratulates Counselor Hisham Badawy on winning the confidence of Parliament and his election as House Speaker. Counselor Hisham Badawy was former member of FRA Board and former Head of the Central Auditing Organization (CAO).

FRA emphasizes that Counselor Hisham Badawy’s appointment to this prestigious parliamentary role is a landmark addition to Egypt’s legislative landscape. His extensive legal and regulatory background, coupled with a career defined by integrity and excellence, underscores the State’s dedication to appoint leaders who possess the strategic vision necessary to navigate challenges of the current era.

Dr. Farid Congratulates Dr. Marian Kaldas Following Parliamentary Appointment – Wednesday 14 January 2026

Dr. Mohamed Farid, FRA Chairman on behalf of the Authority’s Board and employees, congratulates Dr. Marian Kaldas, Executive Director of the Egyptian Center for Arbitration and Settlement of Non-Banking Financial Disputes (ECAS), on gaining the confidence of the political leadership and her appointment as member of Egypt’s House of Representatives.

FRA affirms that this selection reflects the State’s appreciation for distinguished national figures and embodies the political leadership’s belief in the vital role played by specialized legal expertise in supporting legislative process.